@font-face{font-family:Oswald;src:url('assets/fonts/oswald.ttf') format('truetype');font-weight:200 700;font-display:swap}
@font-face{font-family:Manrope;src:url('assets/fonts/manrope.ttf') format('truetype');font-weight:200 800;font-display:swap}
:root{--ink:#14170f;--ink-2:#20251a;--muted:#5f6555;--paper:#f1f0e7;--paper-2:#e6e7da;--orange:#ff6a2b;--orange-hover:#ff8b52;--line:#cdd0c2;--line-dark:#3b4432;--ease:cubic-bezier(.22,1,.36,1)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px}
body{margin:0;background:var(--paper);color:var(--ink);font:15px/1.68 Manrope,Arial,sans-serif;-webkit-font-smoothing:antialiased;overflow-x:hidden}
button,input{font:inherit}button,a,input,summary{-webkit-tap-highlight-color:transparent}button,a{touch-action:manipulation}button{cursor:pointer;color:inherit}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}p{margin:0 0 20px}
h1,h2,h3{margin:0;font-weight:500}h1,h2{font-family:Oswald,'Arial Narrow',Arial,sans-serif;line-height:1.03;letter-spacing:-.02em;text-transform:uppercase}
h2{font-size:clamp(40px,4.4vw,64px)}
h3{line-height:1.2}
::selection{background:var(--orange);color:#fff}
:focus-visible{outline:3px solid var(--orange);outline-offset:4px}
[hidden]{display:none!important}
.wrap{width:min(1320px,calc(100% - 120px));margin:auto}
.section{padding:118px 0}
.kicker{font-size:11px;font-weight:800;letter-spacing:.16em;text-transform:uppercase;margin-bottom:22px;color:var(--muted)}
.lead{font-size:21px;line-height:1.5}
.skip{position:fixed;top:-100px;left:20px;z-index:100;background:var(--orange);color:#fff;padding:10px 16px}.skip:focus{top:12px}
.svg-definitions{position:absolute;width:0;height:0;overflow:hidden;pointer-events:none}
.icon{display:block;width:20px;height:20px;flex-shrink:0;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.icon-arrow,.icon-down{transition:transform .25s}

/* ---------- header ---------- */
.header{position:sticky;top:0;z-index:30;background:#14170ff2;color:var(--paper);border-bottom:1px solid #ffffff12;backdrop-filter:blur(20px)}
.header-inner{height:82px;display:flex;align-items:center;gap:34px}
.brand{display:inline-flex;gap:11px;align-items:center;flex-shrink:0;font-family:Oswald,sans-serif;font-size:24px;font-weight:600;letter-spacing:.14em;line-height:1}
.brand img{width:28px;height:32px}
nav{display:flex;gap:28px;margin:auto;font-size:12.5px;font-weight:650}
nav a{position:relative;padding:10px 0;color:#c3c9b6;transition:color .2s}
nav a:hover,nav a.active{color:#fff}
nav a::after{content:'';position:absolute;height:2px;background:var(--orange);bottom:2px;left:0;right:0;transform:scaleX(0);transform-origin:left;transition:transform .3s}
nav a:hover::after,nav a.active::after{transform:scaleX(1)}
.application-cta{display:inline-flex;align-items:center;justify-content:space-between;gap:14px;min-height:48px;padding:13px 18px;border:0;border-radius:12px;background:var(--orange);color:#fff;font-size:12px;font-weight:800;line-height:1.5;white-space:nowrap;text-decoration:none;transition:background .25s,box-shadow .25s,transform .25s}
.application-cta::after{content:none}
.application-cta:hover{background:var(--orange-hover);box-shadow:0 8px 24px #ff6a2b30}
.application-cta:hover .icon-arrow{transform:translate(2px,-2px)}
.floating-cta{position:fixed;right:28px;bottom:calc(24px + env(safe-area-inset-bottom,0px));z-index:20;box-shadow:0 6px 24px #0003;max-width:calc(100% - 40px);transition:background .25s,box-shadow .25s,opacity .25s,visibility .25s}
.floating-cta.is-hidden,.modal-open .floating-cta,.menu-open .floating-cta{opacity:0;visibility:hidden;pointer-events:none}
.menu-toggle{display:none;background:none;border:none;border-radius:10px;width:44px;height:44px;padding:10px;flex-shrink:0}
.menu-toggle:hover{background:#ffffff08}
.menu-toggle .icon{width:24px;height:24px}
.menu-close-icon,.menu-toggle[aria-expanded=true] .menu-icon{display:none}
.menu-toggle[aria-expanded=true] .menu-close-icon{display:block}

/* ---------- buttons ---------- */
.button{min-height:56px;display:inline-flex;align-items:center;justify-content:space-between;gap:34px;padding:15px 22px;font-weight:750;border:1px solid transparent;border-radius:12px;font-size:13px;transition:background .25s,transform .25s,box-shadow .25s,border-color .25s}
.button .icon{width:22px;height:22px}
.button:hover .icon-arrow{transform:translate(3px,-3px)}
.button:hover .icon-down{transform:translateY(3px)}
.button.primary{background:var(--orange);color:#fff}
.button.primary:hover{background:var(--orange-hover);box-shadow:0 10px 26px #ff6a2b30;transform:translateY(-2px)}
.button.secondary{border-color:#a7ac9b;background:transparent}
.button.secondary:hover{background:#14170f0d}
.text-link{font-size:13px;font-weight:750;display:inline-flex;align-items:center;gap:14px;padding:5px 0;border-bottom:1px solid currentColor;transition:color .2s}
.text-link:hover{color:var(--orange)}
.text-link:hover .icon-arrow{transform:translate(2px,-2px)}
.text-link:hover .icon-down{transform:translateY(2px)}

/* ---------- hero ---------- */
.hero{position:relative;isolation:isolate;background:var(--ink);color:var(--paper);overflow:hidden}
.hero-photo{position:absolute;inset:0;z-index:-2;background:url('assets/hero.png') 62% 38%/cover no-repeat;animation:photo-arrive 1.8s var(--ease) both}
.hero::before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,#0f120b 2%,#0f120bd9 34%,#0f120b40 62%,#0f120b1a 100%),linear-gradient(0deg,#0f120b 0%,#0f120b66 32%,transparent 66%)}
.hero-inner{position:relative;display:flex;align-items:center;min-height:min(74vh,660px);padding:112px 0 190px}
.hero-copy{max-width:720px;animation:copy-arrive .95s var(--ease) both}
.hero-eyebrow{display:flex;align-items:center;gap:11px;font-size:11px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;color:#c8cfb8;margin:0 0 26px}
.hero-eyebrow .dot{width:8px;height:8px;background:var(--orange);border-radius:50%;box-shadow:0 0 0 5px #ff6a2b2e;animation:pulse 2.4s infinite}
.hero h1{font-size:clamp(60px,7.6vw,120px);font-weight:600;letter-spacing:-.025em}
.hero h1 span{display:block;color:#ff6a2b}
.hero-description{margin:28px 0 34px;color:#d3d8c8;font-size:17px;line-height:1.66;max-width:480px}
.hero-actions{display:flex;align-items:center;gap:26px;flex-wrap:wrap}
.hero-actions .text-link{color:#e8ece0}
.hero-strip{position:absolute;left:0;right:0;bottom:0;background:#0f120bf2;border-top:1px solid #ffffff17;backdrop-filter:blur(14px)}
.hero-strip-inner{display:grid;grid-template-columns:repeat(3,1fr) auto;align-items:stretch}
.strip-cell{padding:22px 30px;border-left:1px solid #ffffff12;display:flex;flex-direction:column;gap:3px;min-width:0}
.strip-cell:first-child{border-left:0;padding-left:0}
.strip-label{font-size:10px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#98a186}
.strip-value{font-family:Oswald,sans-serif;font-size:clamp(30px,2.6vw,40px);font-weight:500;letter-spacing:-.01em;line-height:1.1;white-space:nowrap}
.strip-choice{white-space:normal}
.strip-value small{font-size:.5em;color:#c8cfb8;margin-right:6px}
.strip-value em{font-style:normal;color:var(--orange)}
.strip-note{font-size:11px;color:#8f9880}
.strip-cta{display:flex;align-items:center;border-left:1px solid #ffffff12}
.strip-cta .button{width:100%;min-height:100%;gap:16px;padding:22px 26px}

/* ---------- benefits ---------- */
.benefits{background:var(--paper-2);border-bottom:1px solid var(--line)}
.benefits-inner{padding:72px 0}
.benefits-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:60px;margin-bottom:34px}
.benefits-heading .kicker{margin-bottom:16px}
.benefits-heading h2{font-size:clamp(36px,3.2vw,48px)}
.benefits-heading>p{max-width:470px;margin:0;font-size:13px;color:var(--muted)}
.support-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.support-card{padding:28px;background:var(--paper);border:1px solid var(--line);border-radius:16px;min-width:0}
.support-card-heading{display:flex;align-items:center;gap:14px;margin-bottom:24px}
.support-card-heading>.icon{width:24px;height:24px;color:var(--orange)}
.support-card-heading h3{font-family:Oswald,sans-serif;font-size:30px;font-weight:500;text-transform:uppercase}
.money-list{margin:0}
.money-list>div{display:flex;flex-direction:column;gap:8px;min-height:112px;padding:20px 0;border-top:1px solid var(--line)}
.money-list>div:last-child{padding-bottom:0}
.money-list dt{font-size:12px;line-height:1.65;color:var(--muted)}
.money-list dd{order:-1;display:flex;flex-wrap:wrap;align-items:baseline;gap:3px 8px;margin:0;font-family:Oswald,sans-serif;font-size:30px;font-weight:500;line-height:1.2;letter-spacing:-.015em}
.money-list dd>span{white-space:nowrap}
.money-list .range-end{font-size:.82em}
.support-card-accent{background:var(--ink);border-color:var(--line-dark);color:var(--paper)}
.support-card-accent .money-list>div{border-color:var(--line-dark)}
.support-card-accent dd{color:var(--orange)}
.support-card-accent dt{color:#aeb99d}
.perks-list{list-style:none;margin:0;padding:0}
.perks-list li{display:flex;align-items:flex-start;gap:13px;padding:17px 0;border-top:1px solid var(--line);font-size:13px;line-height:1.6;color:var(--muted)}
.perks-list .icon{margin-top:1px;color:var(--orange)}
.benefits-footnote{display:flex;justify-content:space-between;align-items:flex-start;gap:32px;margin-top:24px}
.benefits-footnote>p{max-width:740px;margin:0;font-size:11px;line-height:1.75;color:var(--muted)}
.benefits-sources{display:flex;flex-direction:column;gap:10px;flex-shrink:0}
.source-link{display:inline-flex;align-items:center;gap:6px;font-size:11px;color:#5b6250;text-decoration:underline;text-underline-offset:3px}
.source-link .icon{width:15px;height:15px}

/* ---------- about ---------- */
.about{display:grid;grid-template-columns:1.05fr 1fr;gap:96px;align-items:start}
.about-copy{padding-top:6px}
.about-copy .lead{color:var(--ink);margin-bottom:22px}
.about-copy>p:not(.lead){color:var(--muted);font-size:14.5px}
.about-copy .risk-note{font-size:11.5px;padding-top:26px;border-top:1px solid var(--line);margin-top:28px;line-height:1.75}
.about-stats{margin:34px 0 0;display:grid;grid-template-columns:repeat(3,auto);gap:0;border-top:1px solid var(--line);padding-top:26px}
.about-stats>div{padding-right:30px;border-right:1px solid var(--line);margin-right:30px}
.about-stats>div:last-child{border-right:0;margin-right:0;padding-right:0}
.about-stats dt{font-size:10px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.about-stats dd{margin:0;font-family:Oswald,sans-serif;font-size:26px;font-weight:500;line-height:1.1}

/* ---------- specialties ---------- */
.specialties-section{background:var(--paper-2)}
.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:60px;margin-bottom:54px}
.section-heading>p{max-width:400px;font-size:14px;color:var(--muted);margin:0 0 8px;line-height:1.7}
.direction-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.direction-card{background:var(--ink);color:var(--paper);overflow:hidden;display:flex;flex-direction:column;transition:transform .4s var(--ease),box-shadow .4s var(--ease)}
.direction-card:hover{transform:translateY(-6px);box-shadow:0 26px 60px #14170f26}
.direction-media{aspect-ratio:4/3;overflow:hidden;position:relative}
.direction-media img{width:100%;height:100%;object-fit:cover;transition:transform .7s var(--ease);filter:saturate(.9)}
.direction-card:hover .direction-media img{transform:scale(1.06)}
.direction-body{padding:22px 24px;flex:1}
.direction-body h3{font-family:Oswald,sans-serif;font-size:27px;font-weight:500;text-transform:uppercase;letter-spacing:-.01em}

/* ---------- process ---------- */
.process-section{background:var(--ink);color:var(--paper)}
.process-section .kicker{color:#94a07d}
.process-intro{max-width:400px}
.process-intro>p{font-size:14px;line-height:1.7;color:#a4ad92;margin:0 0 22px}
.process-support{display:flex;align-items:flex-start;gap:14px;padding-top:18px;border-top:1px solid var(--line-dark);font-size:13px;line-height:1.65;color:#c8cfb8}
.process-support .icon{width:24px;height:24px;color:var(--orange);margin-top:2px}
.process-support strong{color:var(--orange);white-space:nowrap}
.journey-tabs{display:grid;grid-template-columns:repeat(4,1fr);position:relative;margin-bottom:0}
.journey-tabs::before{content:'';position:absolute;top:15px;left:15px;right:calc(25% - 15px);height:1px;background:#4b5540}
.journey-tabs::after{content:'';position:absolute;top:15px;left:15px;width:calc(75% * var(--journey-progress,0));height:2px;background:var(--orange);transition:width .7s var(--ease)}
.journey-tabs button{background:none;border:none;color:#8b9578;text-align:left;position:relative;z-index:1;display:flex;flex-direction:column;align-items:flex-start;min-height:112px;padding:0 18px 0 0;transition:color .3s}
.step-dot{width:31px;height:31px;display:block;border:1px solid #4b5540;background:var(--ink);border-radius:50%;margin-bottom:18px;position:relative;transition:border-color .3s,box-shadow .3s}
.step-dot::after{content:'';position:absolute;inset:10px;border-radius:50%;background:#4b5540;transition:background .3s,inset .3s}
.journey-tabs button[aria-selected=true]{color:var(--paper)}
.journey-tabs button[aria-selected=true] .step-dot{border-color:var(--orange);box-shadow:0 0 0 7px #ff6a2b1f}
.journey-tabs button[aria-selected=true] .step-dot::after{inset:7px;background:var(--orange)}
.journey-tabs button:hover{color:#c4cbb5}
.step-label{font-family:Oswald,sans-serif;font-size:26px;line-height:1.2;display:block;margin-bottom:8px;font-weight:500;text-transform:uppercase}
.journey-tabs small{font-size:10.5px;display:block;color:inherit;opacity:.72}
.journey-panels{border:1px solid var(--line-dark);background:var(--ink-2);margin-top:34px}
.step-panel{display:grid;grid-template-columns:1.25fr 1fr;gap:90px;padding:48px 50px;min-height:330px}
.step-panel h3{font-family:Oswald,sans-serif;font-size:40px;line-height:1.12;margin-bottom:20px;font-weight:500;text-transform:uppercase;letter-spacing:-.015em}
.step-panel p:not(.kicker){color:#b3bca1;font-size:14px;max-width:520px;margin-bottom:24px}
.step-panel .kicker{margin-bottom:18px;font-size:10px;color:#94a07d}
.step-panel .text-link{color:#e9ede1;font-size:12.5px}
.stage-aside{padding-left:44px;border-left:1px solid var(--line-dark);display:flex;flex-direction:column}
.stage-aside>span{font-size:10px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:#94a07d;margin-bottom:6px}
.stage-aside ul{list-style:none;margin:8px 0 0;padding:0}
.stage-aside li{font-size:13px;padding:15px 0;border-top:1px solid #313a29;color:#c6cdb6}

/* ---------- application ---------- */
.application-section{background:var(--paper)}
.application-layout{display:grid;grid-template-columns:1fr 460px;gap:96px;align-items:start}
.application-copy .lead{color:var(--muted);margin-top:26px}
.application-instructions{list-style:none;margin:34px 0 0;padding:0;counter-reset:step}
.application-instructions li{counter-increment:step;position:relative;padding:22px 0 22px 62px;border-top:1px solid var(--line)}
.application-instructions li:last-child{border-bottom:1px solid var(--line)}
.application-instructions li::before{content:counter(step,decimal-leading-zero);position:absolute;left:0;top:22px;font-family:Oswald,sans-serif;font-size:26px;color:var(--orange);font-weight:500}
.application-instructions strong{display:block;font-size:15px;font-weight:750;margin-bottom:4px}
.application-instructions span{font-size:13px;color:var(--muted)}
.attachment-reminder{margin-top:34px;padding:26px 28px;background:var(--paper-2);border-left:3px solid var(--orange)}
.attachment-reminder h3{font-size:15px;font-weight:800;margin-bottom:16px}
.attachment-reminder p{font-size:12.5px;line-height:1.72;color:var(--muted);margin:0 0 14px}
.attachment-reminder p:last-child{margin-bottom:0}
.attachment-reminder strong{color:var(--ink)}
.download-card{background:var(--paper-2);padding:32px;border:1px solid var(--line);position:relative}
.paper-preview{background:#fbfaf4;padding:26px 24px;box-shadow:0 18px 50px #14170f1a;margin-bottom:26px;transform:rotate(-1.1deg)}
.paper-preview h3{font-size:15px;font-weight:800;margin-bottom:14px}
.paper-preview table{width:100%;border-collapse:collapse}
.paper-preview th,.paper-preview td{border:1px solid #d3d4c7;padding:6px 9px;font-size:9.5px;text-align:left}
.paper-preview th{background:#ececdf;font-weight:800;font-size:8.5px;letter-spacing:.06em;text-transform:uppercase}
.paper-preview td:last-child{width:54%}
.paper-preview>span{display:block;margin-top:14px;font-size:9.5px;color:#7a7f6d}
.download-content{display:flex;flex-direction:column;gap:14px}
.pdf-meta{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.pdf-meta strong{font-size:15px;font-weight:800}
.pdf-meta span{font-size:11px;color:var(--muted)}
.consent-line{display:flex;gap:10px;align-items:flex-start;margin-top:8px;padding:14px 12px;background:var(--paper);border:1px solid var(--line);border-radius:10px}
.consent-control{position:relative;width:24px;height:24px;flex-shrink:0}
.consent-control input{position:absolute;inset:0;width:24px;height:24px;margin:0;opacity:0;cursor:pointer;z-index:1}
.consent-check{display:flex;align-items:center;justify-content:center;width:24px;height:24px;border:1.5px solid #8c9480;border-radius:6px;background:#faf9f2;transition:background .2s,border-color .2s,box-shadow .2s}
.consent-check .icon{width:18px;height:18px;color:#fff;opacity:0;transform:scale(.75);transition:opacity .2s,transform .2s}
.consent-control input:checked+.consent-check{background:var(--orange);border-color:var(--orange)}
.consent-control input:checked+.consent-check .icon{opacity:1;transform:scale(1)}
.consent-control input:hover+.consent-check{border-color:var(--orange)}
.consent-control input:focus-visible+.consent-check{outline:3px solid var(--orange);outline-offset:3px}
.consent-copy{font-size:12px;line-height:1.6;color:var(--muted);padding-top:2px}
.consent-copy label{cursor:pointer}
.inline-button{background:none;border:none;padding:0;font:inherit;text-decoration:underline;text-underline-offset:3px;color:var(--ink)}
.fine-print{font-size:11px;color:#7d8371;margin:0}
#prepare-email{margin-top:6px}

/* ---------- contacts ---------- */
.contacts{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:80px;align-items:start}
.contacts>div>p:not(.kicker){color:var(--muted);font-size:14.5px;margin-top:22px}
.contact-channels{display:grid;gap:28px}
.contact-channel{display:flex;flex-direction:column;gap:12px}
.contact-label{display:flex;align-items:center;gap:9px;font-size:10px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.contact-label .icon{width:17px;height:17px}
.contact-channel>a{font-family:Oswald,sans-serif;font-size:clamp(30px,3.4vw,50px);font-weight:500;letter-spacing:-.02em;display:flex;align-items:center;gap:18px;border-bottom:1px solid var(--line);padding-bottom:20px;transition:color .25s}
.contact-channel>a .icon{width:30px;height:30px;color:var(--orange);transition:transform .3s}
.contact-channel>a:hover{color:var(--orange)}
.contact-channel>a:hover .icon-arrow{transform:translate(4px,-4px)}
.contact-channel small{font-size:11px;color:#7d8371}

/* ---------- footer ---------- */
footer{background:var(--ink);color:var(--paper);padding:44px 0 calc(100px + env(safe-area-inset-bottom,0px))}
.footer-main{display:flex;align-items:center;gap:30px}
.footer-main .brand{font-size:19px}
.footer-main .brand img{width:24px;height:27px}
.footer-main>span{font-size:12px;color:#8f9880;margin:auto}
.footer-main>button{display:inline-flex;align-items:center;gap:8px;background:none;border:none;font-size:12px;color:#c3c9b6;border-bottom:1px solid #4b5540;padding:4px 0;transition:color .2s}
.footer-main>button .icon{width:17px;height:17px}
.footer-main>button:hover{color:#fff}
.footer-note{font-size:10.5px;color:#6f785d;margin:22px auto 0;padding-top:18px;border-top:1px solid #2a3122}

/* ---------- dialogs ---------- */
dialog{border:none;border-radius:16px;padding:0;width:min(760px,calc(100% - 32px));max-height:85dvh;background:var(--paper);color:var(--ink);box-shadow:0 30px 130px #0006;overflow:auto}
dialog::backdrop{background:#0b0e08d6;backdrop-filter:blur(7px)}
dialog[open]{animation:dialog-arrive .3s var(--ease)}
.modal-open{overflow:hidden}
.dialog-header{display:flex;justify-content:space-between;align-items:center;padding:17px 30px;border-bottom:1px solid var(--line);position:sticky;top:0;background:var(--paper);z-index:1}
.dialog-header>span{font-size:10px;letter-spacing:.14em;color:var(--muted);font-weight:800}
.dialog-close{display:flex;align-items:center;justify-content:center;background:none;border:none;border-radius:10px;width:44px;height:44px;padding:0;flex-shrink:0}
.dialog-close .icon{width:24px;height:24px}
.dialog-close:hover{background:#14170f0d}
.dialog-body{padding:32px}
.dialog-body h2{font-size:38px;margin-bottom:24px}
.dialog-body h3{font-size:16px;margin:24px 0 12px;font-weight:800}
.dialog-body p{font-size:13px;line-height:1.8}
.dialog-body .lead{font-size:19px}
.dialog-body .fine-print{font-size:11px}
.dialog-warning{background:var(--paper-2);padding:16px;border-left:3px solid var(--orange)}
.dialog-body>.button{margin-top:10px}
.reveal{transition:opacity .8s var(--ease),transform .8s var(--ease)}
.js-motion .reveal:not(.visible){opacity:0;transform:translateY(30px)}

@keyframes photo-arrive{from{transform:scale(1.04)}to{transform:scale(1)}}
@keyframes copy-arrive{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}}
@keyframes dialog-arrive{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
@keyframes pulse{0%,100%{box-shadow:0 0 0 5px #ff6a2b2e}50%{box-shadow:0 0 0 9px #ff6a2b12}}

@media(min-width:1600px){.hero-inner{min-height:min(78vh,720px)}}

@media(max-width:1200px){
.wrap{width:calc(100% - 72px)}
.direction-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.application-layout{grid-template-columns:1fr 400px;gap:60px}
.about{gap:60px}
.support-grid{gap:16px}
.support-card{padding:24px}
.money-list dd{font-size:28px}
.hero-strip-inner{grid-template-columns:repeat(3,1fr)}
.strip-cta{display:none}
}

@media(max-width:980px){
.header-inner{height:74px}
.header-cta{margin-left:auto}
nav{display:none;position:absolute;top:74px;left:0;right:0;background:var(--ink);padding:22px 36px 30px;border-top:1px solid var(--line-dark);flex-direction:column;gap:6px;font-size:16px}
nav.is-open{display:flex}
nav a{width:max-content}
.menu-toggle{display:block}
.hero-inner{min-height:0;padding:86px 0 96px}
.hero-photo{background-position:70% 40%}
.hero::before{background:linear-gradient(90deg,#0f120bee 8%,#0f120bb3 52%,#0f120b33),linear-gradient(0deg,#0f120b 0%,#0f120b8c 34%,transparent 70%)}
.hero-strip{position:relative}
.hero-strip-inner{grid-template-columns:repeat(3,minmax(0,1fr))}
.strip-cell{padding:18px 22px}
.hero h1{font-size:clamp(52px,9vw,86px)}
.about{grid-template-columns:1fr;gap:44px}
.about-stats{grid-template-columns:repeat(3,1fr)}
.about-stats>div{padding-right:20px;margin-right:20px}
.section-heading{flex-direction:column;align-items:flex-start;gap:26px}
.section-heading>p{max-width:520px}
.application-layout{grid-template-columns:1fr;gap:52px}
.download-card{max-width:480px}
.step-panel{grid-template-columns:1fr;gap:36px;padding:36px 34px}
.stage-aside{padding-left:0;border-left:0;border-top:1px solid var(--line-dark);padding-top:26px}
.contacts{grid-template-columns:1fr;gap:44px;align-items:start}
.benefits-inner{padding:56px 0}
.benefits-heading{flex-direction:column;align-items:flex-start;gap:22px}
.benefits-heading>p{max-width:580px}
.support-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.support-card:last-child{grid-column:1/-1}
.perks-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 30px}
.benefits-footnote{flex-direction:column;gap:16px}
.benefits-sources{flex-direction:row;flex-wrap:wrap;gap:12px 24px}
.section{padding:88px 0}
}

@media(max-width:640px){
html{scroll-padding-top:86px}
.wrap{width:calc(100% - 40px)}
.brand{font-size:21px}
.brand img{width:24px;height:27px}
.header-inner{gap:12px}
.application-cta{font-size:10px;gap:8px;min-height:44px;padding:10px 12px}
.application-cta .icon{width:18px;height:18px}
.floating-cta{right:20px;bottom:calc(16px + env(safe-area-inset-bottom,0px))}
nav{padding:18px 20px 24px}
nav a{min-height:44px}
.button{gap:18px;padding:15px 18px}
.hero-inner{padding:66px 0 68px}
.hero-eyebrow{font-size:10px;margin-bottom:20px}
.hero h1{font-size:clamp(46px,14vw,68px)}
.hero-description{font-size:14.5px;margin:22px 0 28px}
.hero-actions{flex-direction:column;align-items:stretch;gap:14px}
.hero-actions .button{width:100%}
.hero-actions .text-link{justify-content:center}
.hero-strip-inner{grid-template-columns:repeat(2,minmax(0,1fr))}
.strip-cell{padding:15px 18px}
.strip-cell:nth-child(2){border-left:1px solid #ffffff12}
.strip-cell:nth-child(3){grid-column:1/-1;border-left:0;border-top:1px solid #ffffff12;padding:18px 0;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:4px 18px;align-items:center}
.strip-cell:nth-child(3) .strip-value{grid-column:2;grid-row:1/3}
.strip-value{font-size:24px}
.strip-note{font-size:9.5px}
.section{padding:68px 0}
h2{font-size:38px}
.lead{font-size:17.5px}
.direction-grid{grid-template-columns:1fr}
.about-stats{grid-template-columns:1fr;gap:18px}
.about-stats>div{border-right:0;margin:0;padding:0 0 16px;border-bottom:1px solid var(--line)}
.about-stats>div:last-child{border-bottom:0;padding-bottom:0}
.about-copy>p:not(.lead){font-size:13.5px}
.benefits-inner{padding:48px 0}
.benefits-heading{gap:20px;margin-bottom:26px}
.benefits-heading h2{font-size:36px}
.benefits-heading>p{font-size:12.5px}
.support-grid{grid-template-columns:1fr;gap:16px}
.support-card{padding:24px}
.money-list>div{min-height:0;padding:18px 0}
.money-list dd{font-size:30px}
.perks-list{grid-template-columns:1fr}
.application-instructions li{padding-left:48px}
.application-instructions li::before{font-size:22px}
.download-card{padding:22px}
.paper-preview{transform:none;padding:20px 16px}
.step-label{font-size:clamp(14px,4.5vw,18px);min-height:2.4em}
.journey-tabs{grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}
.journey-tabs button{padding:0;min-height:118px;min-width:0}
.journey-tabs small{font-size:10px;line-height:1.45}
.step-dot{width:26px;height:26px;margin-bottom:14px}
.step-dot::after{inset:8px}
.journey-tabs button[aria-selected=true] .step-dot::after{inset:6px}
.journey-tabs::before,.journey-tabs::after{top:12px}
.step-panel h3{font-size:30px}
.contact-channel>a{font-size:26px;gap:12px}
.footer-main{flex-wrap:wrap;gap:18px}
.footer-main>span{margin:0;order:3;width:100%}
.footer-main>button{width:100%;text-align:left}
.dialog-body{padding:24px}
.dialog-body h2{font-size:30px}
.dialog-header{padding:13px 20px}
}

@media(max-width:374px){
.header-cta{display:none}
.menu-toggle{margin-left:auto}
}

@media(max-width:360px){
.hero-eyebrow{font-size:9px;letter-spacing:.14em}
.hero-eyebrow .dot{flex-shrink:0}
.strip-cell:nth-child(2){padding-right:0}
.strip-choice{font-size:22px;white-space:nowrap}
.support-card{padding:20px}
.money-list dd{font-size:28px}
.pdf-meta{flex-direction:column;align-items:flex-start;gap:4px}
.step-panel{padding:30px 22px}
.dialog-body{padding:24px 20px}
}

@media(prefers-reduced-motion:reduce){
html{scroll-behavior:auto}
*,*::before,*::after{animation:none!important;transition:none!important}
.js-motion .reveal:not(.visible){opacity:1;transform:none}
}